Self-Managed Superannuation Fund Advice

Maximise your retirement savings with expert Self-managed superannuation funds (SMSFs) advice and planning with Excel Wealth

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Transform Your Retirement Savings

SMSFs provide individuals with a unique opportunity to take control of their retirement savings and tailor their investment strategies to suit their desired lifestyle. At Excel Wealth, our team of expert financial advisers and provide expert guidance on Self-Managed Super Funds for your financial well-being.

Requirements Of A SMSF:

With Self-Managed Super Funds (SMSFs) you become the trustee, giving you the freedom and flexibility to make informed decisions about how your retirement funds are invested.

However, managing an SMSF and its associated investments can be a complex task. Before setting up an SMSF, it’s important to carefully consider the following requirements:

No member is an employee of another member, unless related

Up to four members in the fund

Each trustee of the fund (if individuals) is a member

No trustee is paid for services performed in relation to the fund

Each trustee of the fund (if a corporation) has a Director of the corporation as a member

Professional SMSF advice

Building Wealth and Security for Your Retirement

Our team can help you navigate the complex financial landscape self-managed super funds, making the process of securing your future easy and stress-free. smoother and more successful.

The Benefits Of Managing Your Own Super Fund

As an SMSF trustee, you make investment decisions, resulting in greater flexibility and potentially higher returns, lower costs and tax advantages.

Whether you are seeking to maximise your retirement savings, optimise tax efficiency, or have a more hands-on approach to your superannuation, our expert team is here to provide you with the knowledge and guidance you need to make informed financial decisions

Setting Up Your Self-Managed Super Fund (SMSF)

When it comes to setting up a Self-Managed Super Fund (SMSF), careful consideration is key. Our team of expert SMSF financial advisers will guide you through the entire process. We’ll work closely with you to develop a flexible investment strategy that aligns with your goals and risk profile, while also helping you navigate the legal and administrative requirements.

Tailored SMSF Solutions

Empowering Your Retirement with SMSF

Assessing Your Goals

If you're unsure whether a SMSF is the right choice for you, our advisers can help you understand the benefits and responsibilities specific to you.

Keeping Compliant

From setting up to ongoing management, we can help to ensure your new or existing SMSF meets administration and regulatory requirements.

Boost Your Super

Our experts can guide you on how to maximise your contributions and save on tax through salary packaging.

Develop A Strategy

Our SMSF advisers can work with you to develop an investment strategy and help you navigate the complexities of managing your own super fund.

Learn More About SMSF Planning

Answering Your Questions

A member refers to a person who has contributions made to their superannuation fund or who receives benefits from the fund. Upon retirement, members have the flexibility to choose between a lump-sum payment, a pension, or a combination of both.

There are two types of regulated SMSFs: Multiple Member Funds and Single Member Funds, both of which can have either a corporate or non-corporate trustee. Multiple Member Funds are the more common type and are established for two or more members, while Single Member Funds are set up for individuals.

The law does not specify the specific types of investments that a SMSF can make. However, there are limitations to certain investment practices to safeguard the assets against excessive risks. The primary objective of investing is to create and increase retirement benefits for members.

Our SMSF financial planners can help you to understand the benefits of setting up a such a fund, specific to your needs and requirements. Our team can provide advice on the costs involved in both establishing and maintaining the fund. We can assist with SMSF management to ensure you are meeting your regulatory and administrative requirements. And, our SMSF specialists can provide assistance with setting up your fund including the following: understanding the process of creating a trust deed, appointing trustees, completing ATO forms, SMSF bank accounts, rolling over your super as well as creating and implementing an SMSF investment strategy.